10 Questions to Ask Before Choosing a Healthcare Plan
✔ What is the monthly subscription, and what does it cover?
Ask about the amount you must pay out-of-pocket before the healthcare starts to cover costs.
✔ What is the deductible, and how does it work?
Understand the cost of the plan and what services are included.
✔ Are my preferred doctors and hospitals in the network?
Verify if your current healthcare providers are part of the plan’s network to avoid higher costs.
✔ Is there maternity or alternative care coverage?
Check for additional benefits depending on your needs.
✔ What services are covered and are there any exclusions?
Identify what treatments, medications, and services are included, as well as any that are not covered.
✔ Is there an out-of-pocket maximum, and what does it include?
Understand the limit on your total expenses for the year and what counts toward this limit.
✔ What kind of preventive care services are covered?
Find out which exams and screenings are included at no additional cost.
✔ Are emergency and urgent care covered?
We are ready for unexpected medical situations.
✔ What is the claims process like?
Understand how claims are filed, how long it takes, and what information you need.
✔ Are there any additional benefits or wellness programs included?
Inquire about additional benefits for the program that may be interest you.




